I received a call from today and when I answered it a voice recording stated that they had information regarding my credit card and could lower my interest rate. The recording instructed me to press “1” for a representative. I did that and a man came on the line and said he was with a company that helped people with more than $4000 in credit card debt. I’m not one of those persons so I asked him what company he was with. I got no answer. At that point I hung up.
I called the number back and got a disconnected message. Me being me, I did some snooping on the Internet and found out some information.
There are several scams offering unsuspecting consumers a reduced interest rate on their credit cards. They will ask you for you high balance credit card number and charge you a fee between $700 and $1000. This is a scam and you should not fall for. The golden rule still applies:
1. Do not provide your information to a stranger.
2. If it sounds too good to be true… it is.
3. Ask questions.
There are several phone numbers that they use but the most popular one is 954-424-9037
Check out these sites for more information: